The Sunshine State’s tax-friendly laws, year-round warm weather, and vibrant senior communities make it one of the most popular retirement destinations in America. But while major cities like Miami, Tampa, and Orlando often steal the spotlight, experts predict that Florida’s small towns are about to shine.
From coastal escapes to lakefront retreats, these 13 small towns are expected to surge in popularity among retirees — and for good reason.
1. New Smyrna Beach
Quaint, walkable, and brimming with arts and dining on Canal Street, New Smyrna offers small-town charm just minutes from Daytona Beach.
2. Viera
This master-planned Space Coast community boasts golf courses, shopping, healthcare, and multiple 55+ active adult neighborhoods.
3. Haines City
Close enough to Orlando for day trips but far enough to stay peaceful, Haines City blends affordable living with access to parks and lakes.
4. St. Augustine
Historic, affordable, and minutes from the Atlantic, St. Augustine offers retirees culture, healthcare, and beach living.
5. Manasota Key
A barrier island gem with pristine beaches, shops, and easy access to Sarasota and Tampa.
6. Babcock Ranch
The nation’s first solar-powered town, Babcock Ranch is built for sustainability and healthy living.
7. Homosassa Springs
Known for nature, fishing, and manatee encounters, this Gulf Coast retreat is also budget-friendly.
8. Eustis
An artsy lakeside town in Lake County with a vibrant downtown and welcoming community.
9. Lake Wales
Affordable living, easy access to theme parks, and a large retiree population make Lake Wales a top pick.
10. Crawfordville
Peaceful small-town life between Tallahassee and the coast, with affordability and natural beauty.
11. DeLand
Rich in history and culture thanks to Stetson University, while still offering modern conveniences.
12. Brooksville
A golfer’s paradise with top courses, great healthcare, and a thriving senior community.
13. Inverness
Outdoor living at its finest with fishing, cycling, and family-style community vibes.
Why Retirees Are Flocking to Florida’s Small Towns
These communities combine the financial benefits of Florida living — no state income tax, homestead exemptions, and overall tax-friendly policies — with lifestyle perks like affordable housing, access to healthcare, and plenty of outdoor recreation.
Whether you’re ready to settle down full-time or just want a snowbird escape, these towns offer the best of Florida without the big-city hustle.
👉 At Lendworth USA, we understand that retirement planning isn’t just about choosing the right town — it’s about securing the right financing to make your dream home a reality. From mortgage solutions to refinancing options, we’re here to help retirees and investors alike build their Florida future.