The good news? Lendworth USA specializes in helping international buyers — including Canadians, Europeans, and Latin American investors — secure financing without traditional U.S. credit requirements.
Why Traditional Lenders Say No
Most U.S. banks require:
- A strong U.S. credit score
- Extensive U.S. income documentation
- Large down payments
For foreign nationals, meeting these requirements can be nearly impossible — even for financially strong buyers with excellent credit in their home country.
How Lendworth USA Makes It Possible
As a licensed Florida mortgage lender (NMLS & OFR), we’ve built loan programs designed specifically for international buyers:
1. Foreign National Mortgage Program
- No U.S. credit history required
- Approvals based on international credit reports, assets, and income
- Available for primary residences, vacation homes, and investment properties
2. Equity-Based Lending
- Loan decisions focus on property value and equity, not credit scores
- Perfect for high-net-worth buyers or self-employed individuals
- Faster approvals — often within days
3. Flexible Down Payment Options
- Competitive rates for 30%, 40%, or 50% down payments
- Terms tailored for both short-term and long-term investors
Why Foreign Nationals Choose Florida
- No state income tax
- Strong vacation rental demand year-round
- Easy access from international airports
- High appreciation in cities like Miami, Orlando, Tampa, and Naples
A Simple Path to Your Florida Property
At Lendworth USA, we make cross-border lending simple:
- Initial Consultation – Discuss your goals and property plans
- Document Review – Use your home-country financials
- Approval & Closing – Fund quickly and confidently
Ready to Buy in Florida?
Whether it’s a beachfront condo in Miami, a golf villa in Naples, or a rental property in Orlando, you don’t need a U.S. credit score to get approved.
📞 Call Lendworth USA today or start your application online. Your Florida property dream is closer than you think.