With year-round sunshine, warm beaches, and no state income tax, it’s an ideal spot to escape the cold and enjoy a profitable vacation property investment.
If you’re a Canadian buyer, choosing the right city is key to maximizing affordability, rental income, and lifestyle value. Here’s Lendworth USA’s 2025 ranking of the top Florida cities for Canadians to buy vacation homes.
1. Orlando – Best for Year-Round Rental Income
Why Canadians Love It: Orlando is more than just theme parks—it’s a year-round tourist hotspot.
- Median Home Price: ~$385,000
- Average Vacation Rental Revenue: $40,000+ annually
- Lifestyle Perks: Proximity to Disney World, Universal Studios, golf courses, and shopping.
- Mortgage Advantage: High rental demand supports strong cash flow for investors.
2. Tampa – Best for Coastal Lifestyle on a Budget
Why Canadians Love It: Tampa offers Gulf Coast charm without Miami prices.
- Median Home Price: ~$410,000
- Average Vacation Rental Revenue: $35,000–$45,000 annually
- Lifestyle Perks: Beaches, NHL & NFL teams, and a booming craft food scene.
- Mortgage Advantage: Strong resale value with steady appreciation trends.
3. Naples – Best for Luxury and Long-Term Value
Why Canadians Love It: Upscale living, pristine beaches, and a high-end rental market.
- Median Home Price: ~$750,000
- Average Vacation Rental Revenue: $60,000+ annually
- Lifestyle Perks: Golf courses, fine dining, and exclusive communities.
- Mortgage Advantage: Attracts premium renters willing to pay top dollar.
4. Fort Lauderdale – Best for Boating & Beach Access
Why Canadians Love It: The “Venice of America” offers miles of waterways and beaches.
- Median Home Price: ~$575,000
- Average Vacation Rental Revenue: $50,000+ annually
- Lifestyle Perks: Yachting, nightlife, and proximity to Miami without the chaos.
- Mortgage Advantage: Short-term rentals perform well thanks to tourism and cruise port traffic.
5. Sarasota – Best for Arts, Culture & Retirement Living
Why Canadians Love It: Small-town charm with big-city cultural amenities.
- Median Home Price: ~$500,000
- Average Vacation Rental Revenue: $30,000–$40,000 annually
- Lifestyle Perks: White-sand beaches, art galleries, and a thriving retiree community.
- Mortgage Advantage: Stable market with steady seasonal rental demand.
How Lendworth USA Helps Canadians Finance Florida Vacation Homes
Buying in the U.S. as a Canadian can feel complicated—but Lendworth USA makes it simple.
- No U.S. credit history required for approval
- Equity-based lending for flexible qualification
- FHA, USDA, VA, and private mortgage options
- Cross-border financing specialists who understand Canadian buyers
📞 Call us today to get pre-approved and make your Florida vacation home dream a reality.